Tiny steps towards better DC outcomes- #CASummit14
Having spent 36 hours in the company of Life Co “strategists” and their counterparts in the IFA and EBC communities, I can now try and make sense of where “heads are at”. The mood has changed. Two...
View ArticleTime for payroll to take on pension management?
When I look into my crystal ball, I see three changes to the way that pensions are going to be managed within companies going forward. The old high maintenance approach will fall away as pension...
View ArticleThe Pensions Regulator gives IGCs a new row of teeth.
It’s not enough- not nearly enough – but at last the Pensions Regulator’s beginning to take workplace pensions seriously enough to offer something close to a decent choice for employers staging...
View ArticleThe IGCs must not slip into the pocket of their provider
I hear worrying reports of various IGCs meeting and pronouncing their tasks “too hard”. Phrases such as “I don’t know how this would play with my provider” have no place in an IGC’s lexicon but they...
View Article“Financial strength”– customers will be the judge.
One of the most important functions of pension providers is to ensure that service levels are maintained through the current crisis. It is a severe test, this time the consequences of failure are...
View ArticleThe pensions dashboard needs more urgency
If there is one pension policy initiative that has grabbed popular support, it is the delivery of pension dashboards. In 2018 we nearly lost the dashboard and it took till earlier this year to get...
View ArticleGovernment get small pots consolidation right- almost!
Small pension pots get a “central consolidator” – payroll breathe easy! In the blog above , I congratulated Government on taking a decision on how it intended to deal with the small pots problem. But...
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